Shopify B2B credit limit apps compared

Figures are exactly as each Shopify App Store listing showed them on October 22, 2026. Ratings read as score, then review count. Plan prices are per month in US dollars.

TermStack is in the list because it sits next to credit control, but it assigns payment terms and deposits by rule. It is not a credit limit app.

Cells come from each app's own listing. Not shown means the listing does not mention it. That is not proof the app lacks it, so confirm anything that decides your purchase with the vendor.

Shopify's payment terms article describes terms from Net 7 to Net 90, due on fulfillment, set per company location or per draft order. Buyers can pay early with Pay now, and an order shows as Overdue in the customer account once its terms expire. The article does not describe a credit limit. Deposit requirements are a Shopify Plus feature.

That is the gap these apps fill. Copiara reads each location's Shopify terms and builds the credit limit and live exposure on top of them. For how the two fit together, read Shopify B2B credit limits.

Choose by the job. Each line names the app, then the reason, taken from its own listing.

• Choose Quay if you want a suggested limit and policy for each company from your own orders, overdue escalation, and branded statements with aging and open-order reports. Its listing shows 5.0 from 3 reviews.
• Choose CreditCap if you want a per-location limit with a checkout block at a low price ($5.99 a month). Its listing launched on October 2, 2026 and has no reviews yet.
• Choose CreditGuard if you run Shopify Plus and want Shopify Flow alerts, suspension of overdue locations and aging reports. Its $49 plan is listed as Plus exclusive.
• Choose Extend B2B Credit Limits if you want purchase limits for individual users as well as companies, and a customer accounts extension that shows buyers their invoice summaries.
• Choose Creditio if you want an over-limit order held for staff review or paid upfront, an aging dashboard and payment reminder emails.
• Choose TermStack if the job is assigning Net 15 to Net 90 terms and deposits by rule on a Plus store, not limiting credit.
• Choose Net Terms Tracker if you want invoices, a buyer Finance Portal with Pay now and a free plan for 5 customers.
• Choose Copiara if a credit limit is one part of a wider job: quote negotiation, approvals inside the buying company and credit in one app, with exposure that counts orders still in approval. Copiara cannot be installed yet, and it issues no statements or aging reports.

Copiara is our app, so weigh this page accordingly. It is in early access: it is not on the Shopify App Store, cannot be installed or bought today, and has no customers yet.

Copiara is a B2B Shopify app for wholesale that puts quote negotiation, buyer approvals and credit limits in one app, built on native Shopify B2B, so it works without Shopify Plus. Its credit limit is set per buying company in the Copiara admin, live exposure counts orders in approval, approved, or placed and not yet paid, and the store chooses, for the whole store, whether an order that would go over the limit is warned or refused at submission.

If you need statements, aging reports or overdue blocking, one of the apps above is the better choice and you can install it today. Copiara's published plans are Free, then $59 and $129 a month, billed monthly through Shopify App Pricing.